Policies & Financing

View Our Policies and Financing Rules When Buying Musical Instruments

Financing Is Available for Local Customers Only at This Time.

Ask for Details for All Your Financing Needs.

Everyday Promotions

Basic Financing – No minimum purchase, no money down
Standard minimum monthly payments are required Code #000
6 months deferred interest minimum purchase $249 Code #106
12 months deferred interest minimum purchase $399 Code #112
18 months deferred interest minimum purchase $499 Code #118

From time to time, manufacturers will have promotional financing programs.

Deferred interest financing applies to regularly priced items only.
Certain restrictions apply.

To apply, simply come to the store or call. It is less than a 5-minute process.
On phone applications, we will have to be able to verify the billing address.

Deferred Interest:

Interest accrues on the promotional purchase during the promotional period and will be assessed if the purchase is not paid in full within the promotional period.
Typically, standard minimum monthly payments are required.

  • Victor Litz Music is dedicated to customer satisfaction. If your purchase of new gear does not fulfill your needs for any reason, you may return your item for an exchange or refund. Simply contact our store to receive instructions on returning your purchase. The following conditions apply: new items being returned must be in new condition, unopened, unused with all original packaging, and no signs of use whatsoever. Items returned in the first 7 days may have a refund or store credit. Items returned within 7-14 days will get a store credit. Anything later than that will not be allowed for return as new, and we may buy back your purchase as used gear.
  • All used items are sold as is—no warranty, no returns. We will buy back used gear for up to as much as 70% of the used price paid, depending on the condition.
  • Over-sized items such as drum sets, large speaker cabinets, etc. may be more shipping. If there are ever any additional shipping fees, you will be notified, and your order will not be shipped without your approval.
  • Returns originally shipped with Free Shipping will have shipping fees deducted from the refund or store credit.
  • Shipping is nonrefundable*
  • Shipping fees and terms ONLY apply to physical addresses within the continental USA. Fee does NOT apply to P.O. boxes, Alaska, Hawaii, Puerto Rico, or Canada. We will ship to those locations via USPS at customers' expense. This applies to International orders beyond Canada as well. Canadian and other International orders are urged to pay via PayPal or credit card thru PayPal. Once you make payment, please allow 24-48 hours for your order to be processed and 1-2 weeks for delivery. All business is in U.S. dollars. We answer emails and process orders Monday through Friday 10-5 EST.