Policies & Financing

View Our Policies and Financing Rules When Buying Musical Instruments

Financing Is Available for Local Customers Only at This Time.

Ask for Details for All Your Financing Needs.

Everyday Promotions

Basic Financing – No minimum purchase, no money down
Standard minimum monthly payments are required Code #000
6 months deferred interest minimum purchase $249 Code #106
12 months deferred interest minimum purchase $399 Code #112
18 months deferred interest minimum purchase $499 Code #118

From time to time, manufacturers will have promotional financing programs.

Deferred interest financing applies to regularly priced items only.
Certain restrictions apply.

To apply, simply come to the store or call. It is less than a 5-minute process.
On phone applications, we will have to be able to verify the billing address.

Deferred Interest:

Interest accrues on the promotional purchase during the promotional period and will be assessed if the purchase is not paid in full within the promotional period.
Typically, standard minimum monthly payments are required.

  • Return Policy for VictorLitz.com At Victor Litz, we are committed to customer satisfaction. If your purchase doesn't meet your expectations, you can return it for an exchange or refund under the following conditions: 7-Day Refund Policy: Items in brand-new, unused, and unopened condition may be returned for a refund within the first 7 days. 14-Day Store Credit: If returned within 14 days in the same condition, you can receive store credit. Restocking Fee: If the item is not in 100% brand-new condition, a 25% restocking fee will be applied, and you will only receive store credit. No Returns on Certain Items: Books, sheet music, software, items with software, interfaces, microphones, DJ lighting, special orders, and select items are non-returnable. Used Gear: There are no returns, refunds, or warranties on used gear. We reserve the right to refuse items that don't meet the conditions above,. If you need to make a return, contact us for further instructions.
  • All used items are sold as is—no warranty, no returns. We will buy back used gear for up to as much as 70% of the used price paid, depending on the condition.
  • Over-sized items such as drum sets, large speaker cabinets, etc. may be more shipping. If there are ever any additional shipping fees, you will be notified, and your order will not be shipped without your approval.
  • Returns originally shipped with Free Shipping will have shipping fees deducted from the refund or store credit.
  • Shipping is nonrefundable*
  • Shipping fees and terms ONLY apply to physical addresses within the continental USA. Fee does NOT apply to P.O. boxes, Alaska, Hawaii, Puerto Rico, or Canada. We will ship to those locations via USPS at customers' expense. This applies to International orders beyond Canada as well. Canadian and other International orders are urged to pay via PayPal or credit card thru PayPal. Once you make payment, please allow 24-48 hours for your order to be processed and 1-2 weeks for delivery. All business is in U.S. dollars. We answer emails and process orders Monday through Friday 10-5 EST.